PSA in Europe: what actually changes
By Loïc JanéUpdated 11 min read
I first published this article on 30 July 2026, when the Frankfurt centre only took batches from authorised dealers. Since 15 September, individuals in the European Union can submit to it directly, so I rewrote it on 24 September with PSA's European grid in hand. The part that costs the most time has not moved.
In short
Since 15 September 2026, collectors in the European Union can submit cards directly to PSA's European centre in Frankfurt, without a dealer: a PSA account, the online submission form, a price grid in euros. The Standard level starts at €49.99 per card at the launch price (€59.99 afterwards, max insured value €900), shipping both ways paid by the customer, for 80 to 90 business days of stated processing. The parcel stays inside the EU: no transatlantic leg, no customs. What does not change is PSA's own processing time, which remains the longest part: a PSA submission from Europe is still measured in months, not weeks.
01 — Key facts
The facts, and their date
- European centre
- Frankfurt, Germany — opened summer 2026
- Direct submission by an individual
- Yes, since 15 September 2026 (European Union)
- Entry level in Europe
- Standard: €49.99 at launch, €59.99 afterwards (max insured value €900)
- Next level
- Priority: €69.99 at launch, €79.99 afterwards (max insured value €1,300)
- Stated processing time
- 80 to 90 business days at Standard, 70 to 80 at Priority
- Shipping
- both ways, paid by the customer
- Value service levels
- suspended since 2 June 2026
- Checked on
- 24 September 2026
What the Frankfurt centre genuinely removes
Before summer 2026, a card sent from Europe for PSA grading crossed the Atlantic twice. Each crossing added three things: transport time, US customs formalities, and a risk of loss or damage on the least controlled stretch of the whole journey. That part is gone.
The most underrated gain is not the delay, it is the risk. A four-figure card sitting in an intercontinental parcel is an exposure no insurance really covers: a lost graded 10 is replaced with money, not with the card. Shortening the trip to an intra-European shipment changes the nature of the bet, not just its calendar.
Since 15 September, Frankfurt also removes the mandatory middleman. Until then, an individual had to hand their cards to an authorised dealer, who collected them, built a batch and shipped it under their own status — which is what the first version of this article described. That step imposed a cycle: orders closed on a fixed date, then the batch left. Today, the card leaves when you decide.
What it does not change — and that is the point
PSA's own processing time has not moved. It is the longest leg of the journey and it is independent of geography: the card waits its turn in a queue. PSA states 80 to 90 business days at the Standard level in Frankfurt; a closer centre does not shorten the queue.
Nor has the price come down — quite the opposite. In spring 2026, a French dealer listed around €30 per card all-in for a modestly valued card, thanks to PSA's Value levels. Those levels have been suspended since 2 June; the Standard level announced on 9 September starts at €49.99 in Europe at the launch price, shipping both ways on top. Direct submission removes the middleman, not the price rise.
There is also an effect pulling the other way: a European centre open to individuals makes PSA more accessible, therefore more in demand. A queue receiving more volume does not get shorter. I would be careful with the idea that turnaround will mechanically improve over the coming months.
02 — Data
A card's journey, before and after
| Step | Before summer 2026 | Since 15 September 2026 |
|---|---|---|
| Drop-off | Authorised dealer required | Direct submission by the collector — dealer optional |
| Batching | Dealer's cycle | None — the card leaves when you want |
| Outbound transport | Europe → United States | Europe → Frankfurt |
| Customs outbound | US formalities | None — single market |
| PSA processing | The longest leg | The longest leg — 80 to 90 business days stated at Standard |
| Return transport | United States → Europe | Frankfurt → home, paid by the customer |
| Customs inbound | Import declaration | None |
| Transport risk | High, intercontinental | Markedly reduced |
03 — Details
The three questions I now ask before submitting
Does the card have to sell on a specific date?
If so, PSA remains a poor tool, European centre or not. Several months of waiting on a moving market is a price risk that can exceed the slab premium. On a recent set whose values are climbing, I would rather wait for them to settle before tying the card up.
Does the price gap between a high and an average grade cover the full cost?
That is the only question that decides, and it has nothing to do with geography. Compare the expected premium — not the raw value — against the full cost: grading, transport, insurance, and the time the card is immobilised. Below a certain value, no slab pays for itself — and at €49.99 a card, that threshold has gone up.
Is the eventual buyer international or local?
This is where Frankfurt changes the calculation against a European company like PCA. If your typical buyer is French, PSA's liquidity advantage narrows sharply, and PCA's one-month Fast tier still beats PSA's months of processing. If you are aiming at an international sale, PSA keeps a premium nothing else replaces.
Does this make PCA pointless?
No, and I think the question is framed wrongly. The choice between PSA and a European company was never settled by customs: it is settled by slab liquidity on resale on one side, and by turnaround and cost on the other. Frankfurt removes two arguments in PCA's favour — customs risk and the third-party step — but not the two that matter most.
At PCA, the cheapest tier — Classic, €12.90 per card up to €249 of declared value — takes six months, but the Fast tier returns the card in one month for €19.90 (PCA's official grid as archived on 25 July 2026). A PSA submission is measured in months, from €49.99 per card plus shipping. On a batch of cards worth a few tens of euros each, the decision always tips the same way; on a four-figure card headed for an international sale, it also tips consistently, in the other direction.
And there is a scale difference many comparisons miss: PCA grades up to 10+, one step above its own 10. So a PCA 10 is not the equivalent of a PSA 10. Comparing the two numbers without comparing the scales is the most common valuation error I see on this subject.
04 — Questions
Frequently asked questions
Can cards be shipped directly to Frankfurt?
Yes, since 15 September 2026, for collectors in the European Union: a PSA account, the online submission form, then the parcel to Frankfurt. Before that date, the centre only took batches from authorised dealers — still the case when I published the first version of this article, on 30 July. Going through a dealer remains possible, but they charge their service on top of PSA's grid.
Will turnaround times drop?
The journey gets shorter and the dealer's cycle disappears, so a portion of the total delay drops. PSA's processing time — 80 to 90 business days stated at the Standard level — depends on intake volume and the queue, not on distance, and a more accessible centre may attract more volume. I would not count on a mechanical improvement.
How much does a direct submission to Frankfurt cost?
As of 24 September 2026, PSA's European grid listed €49.99 per card at the Standard level (launch price, €59.99 afterwards, max insured value €900), €69.99 at Priority (€79.99 afterwards, max insured value €1,300) and €199 at Express. Shipping both ways comes on top, paid by you. The Value levels remain suspended since 2 June 2026. The official grid is authoritative.
Is there anything to declare at customs?
A shipment inside the European single market involves no customs formality of the kind required for the United States. It does not remove the need to insure the parcel at its real value, which remains the point not to overlook.
Is this a good moment to grade a batch?
Direct submission does not change whether a submission pays; it reduces the risk and the middleman's delay. The calculation is unchanged: estimate the expected grade, price the raw-to-graded gap, add the full cost, and compare. That is what I work through in the article on which cards are worth grading.
05 — Read next
Read next
Estimate the grade before you pay for shipping
Two photos, an estimate calibrated on your target company's criteria, and the points you are losing.